This product comes as a response to the increasing demand by the Bank’s contractor clientele who suffer recurring gaps in their project financing due to delays in; Advance Payment, seek partial payment and counterpart funds.


As a Bridge finance, malady the product seeks to address the non-shariah practice of ‘cash for cash’ overdraft to contractors’ in time of dire need.

  • A partnership venture
  • Profit sharing, no interest charge
  • No direct cash disbursement
  • 10-50% of total contract sum
  • 3 to 12 months project duration